5 representative Destin-area properties run through the Cost Seg Smart engine. These aren't hypothetical, every number below comes from the same engine that produces real customer studies.
| Example | Price | Reclass % | Y1 fed savings @ 37% | Land % | Recon band |
|---|---|---|---|---|---|
| Destin Highway 98 Gulf-Front Condo Destin proper (Highway 98) · CONDO · STR |
$685,000 | 26.3% | $50,259 | 24.5% | A |
| Miramar Beach SFR STR Miramar Beach · SFR · STR |
$1,450,000 | 38.5% | $154,289 | 25.2% | A |
| Crystal Beach Boutique Condo Crystal Beach · CONDO · STR |
$1,150,000 | 26.9% | $85,572 | 25.2% | C |
| Sandestin Resort Villa Sandestin Golf & Beach Resort · CONDO · STR |
$825,000 | 30.0% | $69,181 | 24.5% | A |
| Harbor LTR Holiday Isle / Harbor · CONDO |
$495,000 | 15.2% | $21,209 | 24.0% | D |
"Recon band" reflects the engine's reconciliation factor (rf_raw): A = clean fit between component-bottom-up sum and depreciable basis; D = high cost-of-construction-vs-purchase ratio, premium land floor applied.
Destin proper (Highway 98) · CONDO (short-term rental) · Built 2008 · 1450 sqft
| MACRS class | Reclassified amount | % of basis |
|---|---|---|
| 5-year personal property (FF&E, appliances, decorative finishes, certain electrical) | $105,019 | 20.3% |
| 7-year personal property (office equipment, certain agricultural) | $2,567 | 0.5% |
| 15-year land improvements (paving, landscaping, fencing, site lighting) | $28,250 | 5.5% |
| Total accelerated | $135,836 | 26.3% |
| 27.5-Year Residential Real Property structure (39yr commercial) | $381,476 | 73.7% |
For this fixture, the engine used 24.5% land allocation from source: statistical. This is the statistical fallback when reliable county assessor data wasn't available or didn't pass the reliability gate. Estimate comes from the metro → state → national land-ratio hierarchy.
The engine computed a reconciliation factor (rf_raw) of 1.2139 (A band). Geographic factor: 0.94 (state resolver).
Miramar Beach · SFR (short-term rental) · Built 2014 · 2800 sqft
| MACRS class | Reclassified amount | % of basis |
|---|---|---|
| 5-year personal property (FF&E, appliances, decorative finishes, certain electrical) | $211,708 | 19.5% |
| 7-year personal property (office equipment, certain agricultural) | $4,210 | 0.4% |
| 15-year land improvements (paving, landscaping, fencing, site lighting) | $201,078 | 18.5% |
| Total accelerated | $416,996 | 38.5% |
| 27.5-Year Residential Real Property structure (39yr commercial) | $667,604 | 61.6% |
For this fixture, the engine used 25.2% land allocation from source: statistical. This is the statistical fallback when reliable county assessor data wasn't available or didn't pass the reliability gate. Estimate comes from the metro → state → national land-ratio hierarchy.
The engine computed a reconciliation factor (rf_raw) of 1.0914 (A band). Geographic factor: 0.94 (state resolver).
Crystal Beach · CONDO (short-term rental) · Built 2017 · 1850 sqft
| MACRS class | Reclassified amount | % of basis |
|---|---|---|
| 5-year personal property (FF&E, appliances, decorative finishes, certain electrical) | $178,532 | 20.8% |
| 7-year personal property (office equipment, certain agricultural) | $3,211 | 0.4% |
| 15-year land improvements (paving, landscaping, fencing, site lighting) | $49,532 | 5.8% |
| Total accelerated | $231,275 | 26.9% |
| 27.5-Year Residential Real Property structure (39yr commercial) | $628,925 | 73.1% |
For this fixture, the engine used 25.2% land allocation from source: statistical. This is the statistical fallback when reliable county assessor data wasn't available or didn't pass the reliability gate. Estimate comes from the metro → state → national land-ratio hierarchy.
The engine computed a reconciliation factor (rf_raw) of 1.509 (C band). Geographic factor: 0.94 (state resolver).
Sandestin Golf & Beach Resort · CONDO (short-term rental) · Built 2011 · 1700 sqft
| MACRS class | Reclassified amount | % of basis |
|---|---|---|
| 5-year personal property (FF&E, appliances, decorative finishes, certain electrical) | $148,120 | 23.8% |
| 7-year personal property (office equipment, certain agricultural) | $2,910 | 0.5% |
| 15-year land improvements (paving, landscaping, fencing, site lighting) | $35,946 | 5.8% |
| Total accelerated | $186,976 | 30.0% |
| 27.5-Year Residential Real Property structure (39yr commercial) | $436,064 | 70.0% |
For this fixture, the engine used 24.5% land allocation from source: statistical. This is the statistical fallback when reliable county assessor data wasn't available or didn't pass the reliability gate. Estimate comes from the metro → state → national land-ratio hierarchy.
The engine computed a reconciliation factor (rf_raw) of 1.1964 (A band). Geographic factor: 0.94 (state resolver).
Holiday Isle / Harbor · CONDO (long-term rental) · Built 2005 · 1200 sqft
| MACRS class | Reclassified amount | % of basis |
|---|---|---|
| 5-year personal property (FF&E, appliances, decorative finishes, certain electrical) | $53,902 | 14.3% |
| 7-year personal property (office equipment, certain agricultural) | $0 | 0.0% |
| 15-year land improvements (paving, landscaping, fencing, site lighting) | $3,420 | 0.9% |
| Total accelerated | $57,322 | 15.2% |
| 27.5-Year Residential Real Property structure (39yr commercial) | $318,878 | 84.8% |
For this fixture, the engine used 24.0% land allocation from source: statistical. This is the statistical fallback when reliable county assessor data wasn't available or didn't pass the reliability gate. Estimate comes from the metro → state → national land-ratio hierarchy.
The engine computed a reconciliation factor (rf_raw) of 2.0869 (D band). Geographic factor: 0.94 (state resolver).
The same engine, with your specific address, year built, square footage, renovation history, and STR/LTR designation. Studies start at $495 for residential under $300K; full pricing on the main site.